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Buying
a Property
Deposit - Usually 5% of the purchase
price, which is required by your solicitor prior to exchange of contracts.
Valuation
Fee - The Bank or Building Society arranging your mortgage will require a mortgage valuation. If you would prefer a Homebuyers Report
or Full Structural Survey then this can be arranged at an extra cost at the
same time.
Legal
Fees - These fees may vary slightly depending on whether you are buying or selling
a leasehold or a freehold and if there is an unusual amount of legal work
undertaken by a solicitor on your behalf. Hastings are happy to organise a free quote for you or click here to get a quote now.
Stamp
Duty - This is a tax payable upon legal completion of your purchase. Property priced below £125,000 is exempt from this tax.
1% of purchase price if above
£125,000
3% of purchase price if above
£250,000
4% of purchase price if above
£500,000
Mortgage
Indemnity Guarantee Premium - Depending on which Building
Society or Bank is arranging your mortgage will depend on how much you pay,
when you pay and if you have to pay at all.
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Selling
Your Existing Property
Estate
Agent Fees - Hastings offer the most competitive commission fee available. Being a Partner
led company, without all of the overhead running costs of the huge corporate
companies, Hastings will always ensure that you receive the highest possible
standards in terms of Quality Sales Particulars, Colour Advertising, Pro-active
Marketing and a level of Service before, during and after sale that cannot
be matched. Hastings The Estate Agents are proud to work on a No Sale, No
Fee basis. You only pay us if we deliver. Discuss your fee arrangement with
one of the partners when you are ready to go onto the Housing Market.
Legal
Fees - Again these fees may vary.
HIPS (Home Information Packs) - Properties marketed for sale from 14 December 2007 in England and Wales will need a Home Information Pack. The Pack includes an Energy Performance Certificate, containing advice on how to cut carbon emissions and fuel bills. Also included are documents such as a sale statement, searches and evidence of title. Hastings can take care of all your HIP requerments call us now for more information.
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