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News & Blog

Stay up to date with the latest, local property news and local goings on here.

Whats happening in the mortgage market?

 Good news on the mortgage front. We have had some new lenders joining our comprehensive panel since we last spoke, these are Digital Mortgages by Atom Bank, Tesco Bank and HSBC. This is great news for the industry and the consumer as it creates greater competition for business.

We have also seen greater product innovation in the market place with a few lenders bringing out specialist products to help first time buyers get on the housing ladder with help from parents, this could be in the form of a deposit or by using income.
Buy to Let mortgages are also still plentiful and again there has been a great deal of innovation in this area to help clients make the new calculations work. Some lenders will now take personal income into account to make up on any shortfall in rental calculations. 

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